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Municipal government in Greene County, Ohio, with approximately 350 full-time employees. Currently provides group medical through Anthem BCBS with a January 1 plan year renewal. Research indicates limited supplemental/voluntary benefits offerings, creating a significant opportunity.
New HR leadership + supplemental benefits gap + aging workforce creates strong three-factor opportunity.
12 years public sector HR. Previously Benefits Manager at a neighboring county where she led a supplemental benefits expansion for 2,800 employees. MBA, SHRM-SCP certified. Active in regional SHRM Chapter.
"Voluntary benefits are the most cost-effective way for public employers to improve total compensation without increasing the tax burden."
— Ohio SHRM State Conference, 2023
Only basic life and AD&D beyond core medical. With 42% of employees over 50, significant out-of-pocket exposure from the HDHP option.
Product fit: Accident, critical illness, hospital indemnity — all employee-paid, zero cost to city budget.
Added $180K to annual benefits budget. Council minutes show concern about sustainability. (City Council Minutes, Oct 2024)
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